What Is Rent to Buy?
Rent to Buy is a clear path to car ownership. At SA Motor Lease, you drive a car while paying monthly rentals. Each rental gets you closer to owning the vehicle. Unlike standard car rentals, this agreement ends with the car transferred into your name.
Do You Keep the Car at the End?
Yes, you do. Once you finish your Rent to Buy contract, the car becomes yours. Here’s how it works:
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You pay monthly rentals for the full contract term, usually 48/54/60 months.
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You avoid balloon payments at the end of the contract.
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After the last payment, you transfer the car into your name. At SA Motor Lease, this can be done for as little as R100.
Every payment counts towards your goal of driving away in a car that belongs to you.
Who Can Qualify for Rent to Buy?
Rent to Buy suits people who struggle to get bank finance. At SA Motor Lease, you can qualify if you are:
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Blacklisted
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Under debt review
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Earning a net salary of R17,000 (or R24 000 combined if married)
You also need a valid driver’s licence. A compulsory initiation fee applies upfront.
What Happens If You Miss a Payment?
Paying on time matters. If you miss a payment, your contract extends. For example, if you are in month 45 but skipped three debit order payments, you will still need three more months to complete 48 on time debit order payments.
Staying consistent ensures you finish on time and transfer the car smoothly into your name.
Why Choose Rent to Buy in South Africa?
Rent to Buy is ideal for South Africans who need a car now and ownership later. With SA Motor Lease, you get:
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A wide range of cars, from hatchbacks to bakkies
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Waiver cover, licensing, and tracking included in your monthly rental
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A contract that ends with you driving a car that is fully yours
Final Thoughts from SA Motor Lease
So, do you keep the car after a Rent to Buy contract? Yes. With SA Motor Lease, you pay your monthly rentals, complete the contract, and then transfer the car into your name. There are no hidden costs and no balloon payments – only a simple, reliable path to car ownership.