Rent to Buy Cars in South Africa
Through SA Motor Lease
If you’re blacklisted, under debt review, or have a low credit score in South Africa, getting traditional car finance can feel impossible. But don’t lose hope. At SA Motor Lease, we offer a flexible and accessible Rent to Buy programme – no bank loans or credit checks required.
In this blog, we’ll explain how Rent to Buy works, who qualifies, and showcase some of the cars you could be driving soon.
What is Rent to Buy?
Rent to Buy is an alternative to traditional vehicle financing. Instead of applying for bank credit, you rent a car with the option to purchase it at the end of your agreement.
Unlike regular leasing, your monthly payments go towards the final cost of the vehicle. After your contract ends, you can either purchase the car for a small final payment (usually around R100) or return it and choose another one.
This solution is ideal for people with poor credit histories. It gives you a straightforward and reliable way to get into a car without needing bank approval.
How Does the SA Motor Lease Rent to Buy Programme Work?
We’ve made the process simple and client-friendly, so you can get started without delay:
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Choose your car from our available stock
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Pay the once-off initiation fee and your first month’s rental
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Drive your car and make monthly payments on time
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At the end of the term, pay a small final fee or return the car and select a new one
There are no credit checks, no hidden fees, and no complicated paperwork. In addition, our helpful team will guide you every step of the way.
Who Can Qualify for Rent to Buy?
One of the best things about this programme is that you don’t need a clean credit record. You may qualify if:
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You’re blacklisted
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You’re under debt review
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You have a low credit score
Rather than focus on your past, we look at your current financial situation. To qualify, you’ll need the following:
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A valid South African driver’s licence
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A net salary of at least R15,000
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Proof of income, such as recent payslips or 3-month bank statements
If this sounds like you, you’re already one step closer to driving your next car.
Where Is SA Motor Lease Available?
We operate in major areas across South Africa, which makes accessing our service both easy and convenient:
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Gauteng: Sandton, Kempton Park, Pretoria
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Western Cape: Cape Town City Centre, Cape Town Airport, George
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Eastern Cape: Gqeberha, East London
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KwaZulu-Natal: Umhlanga
If you’re located in Polokwane, Middelburg, Emalahleni, or Rustenburg, we can still help. However, please note that an out-of-area fee will apply depending on your location and chosen vehicle.
Cars Available for Rent to Buy
We offer a diverse range of vehicles suited to different budgets and needs. Here are a few current Rent to Buy car options:
Polo Vivo
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Monthly Payment: R6,867 (with on-time debit order)
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Initiation Fee: R15,000
This compact hatchback is perfect for city driving and longer trips. It’s light on fuel and easy to maintain.
Haval Jolion (Special Offer)
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Monthly Payment: R11,699 (with on-time debit order)
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Initiation Fee: R25,000 (reduced from R35,000)
The Jolion is a spacious SUV with a bold design. It’s a great option for families or anyone who needs extra room.
Ford Ranger
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Monthly Payment: R12,988 (with on-time debit order)
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Initiation Fee: R28,800
This tough and reliable bakkie is built for both work and everyday use. It’s a favourite for business and personal needs alike.
Why Choose SA Motor Lease?
Choosing Rent to Buy cars in South African from SA Motor Lease gives you a wide range of benefits that make life easier. Here’s why thousands have trusted us with their mobility needs:
No Credit Checks
We focus on your income – not your credit history.
Affordable Monthly Payments
Our plans are all-inclusive, helping you avoid surprise expenses and budget better.
Clear Path to Ownership
Each monthly payment gets you closer to eventually owning your car for as little as R100.
Flexible End-of-Term Options
You’re not locked in. Buy your car or return it and choose something else.
Rebuild Your Credit
Regular on-time payments could help improve your financial credibility over time.
Final Thoughts
If banks have turned you away, don’t give up. Rent to buy cars with SA Motor Lease is here to provide a second chance with our Rent to Buy solution.
We help blacklisted, debt-reviewed, and low-credit-score clients get behind the wheel and eventually take full control of their car.
Ready to Get Started?
Visit SA Motor Lease to apply or stop by one of our branches. You’re just a few steps away from getting back on the road.