Do I qualify for a rent to buy loyalty program car if I am blacklisted?

Yes, SA Motor Lease accepts blacklisted individuals, its not a finance product.

Where is your company situated?

JHB: 40, 14th Street Marlboro North, Sandton
CPT: Unit 6, Airport Business Park, Cnr Michigan str & Borcherds Quarry rd, Airport Industria
PE: 54 Union Rd, Walmer near Airport

Tell me more about rent to buy

It is a 48-month rental agreement with the option to buy/sell the vehicle out at any time in the period. After 48* on time payments we will expect to receive only R100 on the sale of the vehicle.

How much is the required deposit? If I pay a higher deposit will my rental payments decrease?

The deposit is vehicle dependant but usually R12 000. A higher deposit will decrease the monthly rental amount, as we know you will look after the vehicle better.

Can you give me a stock list of all available vehicles including what their rentals will be?

The website gives a good indication as to the types of vehicles we do most commonly as well as the prices for each car. We do have a stock list that is kept as up to date as possible but cars are picked up on a first come first serve basis so what you see might not always still be available.

When is the deposit and rentals due and payable?

The deposit and the first month’s rental are payable upfront once your application has been approved.

I saw a special on your website, is it still available?

The website gives an indication as to the cars we do most commonly as well as the associated prices. Should a vehicle with similar specifications be available the special will apply.

Do you accept trade-in?

Unfortunately, not.

What are the requirements to be able to apply?

The basic requirement is that you need to be based in Gauteng, Cape Town and Port Elizabeth have a net income of R12000 per month.

I am currently under debt review/blacklisted, can you assist? Do you do Credit checks?

Yes, we can assist you, we do credit checks but an adverse credit record does not mean that you will not qualify.

Does overtime count towards the net salary requirement?

If it can be proved on a consistent basis.

Do I have to make a balloon payment at the end of the lease period?

No we do not offer finance or credit, after 48 on time payments we would expect to get only R100 on the sale of the vehicle, the rest of the benefit is yours.

Can I purchase or sell the car during the lease term?

The lease/rental term is only one month. You have the option to renew monthly and our loyalty program makes monthly renewals in both of our best interests. Yes, you have the option to sell the vehicle out at a pre-determined cash price at any time in the contract, and you keep whatever you get above that price. You can also return the vehicle with no penalties at any time, and you can upgrade or downgrade at any time. If bank finance becomes an option, you can even get the bank to buy the vehicle and finance it for you.

Do I still qualify for a vehicle if I have no credit rating at all?

Yes, SA Motor Lease will help you purchase your first car, so long as we can see you have responsible spending habits.

Can I apply with my spouse?

Yes, joint applications for married people are welcome.

I am self-employed, can I apply?

Yes, you can, we would need 6 months business as well as personal bank statements.

I am a foreigner in SA, can I apply?

Yes, you can, provided you have the necessary permits to be in the country and are permanently employed.

How long does it take from applying to receive a car?

We have a 100/100 commitment, if you have the deposit and first months rental available and provide 100% of the documents required we will complete your application in 100 min where after you can pay and collect a car. If you are looking at a car for a later stage we process applications within 3-4 working days of receipt of all documents.

I need a car urgently, and I am blacklisted; can you assist?

Should you have the deposit, first months rental and all documents our 100/100 commitment will stand.

I need a car for a few months, can you assist?

Our parent company, Pace Car Rental, is the preferred long-term car rental company in Gauteng, Cape Town & Port Elizabeth.

Is the insurance comprehensive insurance?

Yes, it does not include personal items in the vehicle. The insurance is linked to the on time monthly rental payments.

Do I get unlimited mileage?

There is no limit on the mileage, so mileage is unlimited, but we expect you to do the maintenance. SA Motor Lease does offer maintenance options and also has a workshop with very good pricing for when maintenance is required on your car.

Who is responsible for the maintenance of the car?

The monthly rental includes licensing, tracking and insurance waivers and many other benefits, you are responsible for the maintenance.

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